“Yes” seems to be the consensus, ever since Snowden J commented in Premier Motorauctions that the absence of a credit rating indicated that an insurer might be at greater risk of defaulting. Continue reading

Ratings v Solvency II: should an ATE insurer’s rating matter?

The name of the game: effecting valid service in Ndole Assets Ltd v Designer M&E Services UK Ltd
Delegation could still be the name of the game for litigants in person who instruct a third party to effect service of a claim form. The recent Court of Appeal judgment of Ndole Assets Ltd v Designer M&E Services UK Ltd goes very little way in providing clarity for parties with litigants in person on the opposing side. Continue reading

The beginning of the end for blanket non-admissions?
When the CPR were introduced they changed the rules about the content of a defence. Under the former Rules of the Supreme Court it had been possible to put a claimant to proof of everything in the particulars of claim by means of a general “traverse”. Some readers may feel that they have never seen a general “traverse”, but they will undoubtedly have seen the standard provision near the start of many defences that is the residue of the old practice. A classic such provision would state that throughout the defence where a matter is neither admitted nor denied, the claimant is required to prove it. Continue reading