REUTERS | Mike Hutchings

Ever since the abolition of premium recoverability in April 2013, following the enactment of the Legal Aid Sentencing and Punishment of Offenders Act 2012 (LASPO), there has been a very thin after-the-event (ATE) insurance market for one-off personal injury claims. However, it appears that the market might well be coming back to life. This blog explores what is happening, why it disappeared, and why it may well become a thriving market again. Continue reading

REUTERS | Hannibal Hanschke

Where a primary tortfeasor is an individual, a lack of financial means with which to meet a judgment debt will often mean it is not worth pursuing them alone. Even employees in senior management positions are unlikely to be able to meet a substantial money judgment arising out of a tort committed in connection with their employment. Continue reading